4 Essential Steps to Buying a
HOME
Buying a home is an exciting journey, and understanding the key steps can help make the process smoother and more enjoyable. Here’s an overview of the four essential steps you’ll take to find your perfect home:
Your Partner in Finding the Perfect Home
Expert advice and personal care for every homebuyer.
Buying a home is an exciting milestone, but it can also be overwhelming without the right guidance. I'm Shawn Holmes with The Group Inc., and I’m here to make your home-buying experience smooth, enjoyable, and customized to your unique needs. Whether you're a first-time buyer, upgrading, or searching for your dream home, I’ll offer the expert advice and support you need throughout the entire process. Let's work together to find the perfect home for you!
Specializing in First Responders, Military, and Families
I am especially honored to work with first responders, military members, and their families, as well as lower-income and middle-class families who are seeking a place to call home. My goal is to make homeownership accessible and rewarding for every client I serve.
What to Expect When Buying a Home
I’ll start by learning about your goals, budget, and must-haves in a home. Once we have a clear understanding, I’ll provide tailored listings and arrange tours of properties that meet your criteria. When you find the right home, I’ll help you craft a competitive offer and guide you through the negotiation process. From inspections to closing, I’ll handle the details so you can focus on the excitement of finding your perfect home.
Get Pre-Approved for a
MORTGAGE
Before you begin your search, it’s important to understand your budget. A pre-approval letter from a lender will give you a clear idea of what you can afford and shows sellers you’re a serious buyer.
Find Your Dream Home
SEARCH
Once you know your budget, we’ll explore listings and visit properties that meet your needs and preferences. I’ll help you narrow down your options based on location, amenities, and your must-haves.
Make an Offer &
NEGOTIATE
When you find the right home, I’ll help you craft a competitive offer based on market conditions and property value. I’ll guide you through negotiations to ensure you get the best deal possible.
Close the
DEAL
After your offer is accepted, we’ll work through the closing process, which includes home inspections, final paperwork, and securing your financing. I’ll be there every step of the way to ensure a smooth and timely closing.
Curated Homes For You
BUYING FAQ'S
Whether you're a first-time buyer or a seasoned investor who needs a refresher on how transactions work, here are some answers to the most often asked questions.
The first step in the home-buying process is to get pre-approved for a mortgage. Obtaining a lender's pre-approval letter sets the ball rolling in the correct way.
Buying a home takes roughly 10 to 12 weeks from start to finish (from searching online to closing escrow). The average time to close escrow on a home is 30 to 45 days after a home is chosen and an offer is accepted (under normal market conditions). However, cash-paying home purchasers who are well-prepared have been known to purchase properties much faster.
The average down payment in the United States is 11%. However, this figure includes both first-time and recurrent purchasers.
If the equity in your current home will be used to pay for the down payment on your new home, the former must be sold first.
It's entirely up to you! Home buying is, without a doubt, easier today than it has ever been. The opportunity to browse for homes online and view photos before leaving the comfort of your own home has dramatically transformed the home-buying process. Convenience has never been higher. But nothing beats seeing a house in person to get a sense of how it looks and feels.
The timeframe in which the seller must react should be specified in written offers. It should be enough to give them twenty-four hours.
Ready to Find Your Perfect Home?
I’m Shawn Holmes, and I’m here to help you every step of the way. Let’s work together to find your dream home.
